What are the options?

Keyhole partners with Empower as our 401(k) provider, giving you easy access to manage your retirement savings. As a Keyhole employee, you have the option to contribute to your retirement through a 401(k) Pretax account, a Roth 401(k) account, or a combination of both.

• Pretax 401(k): Contributions are made before taxes, reducing your taxable income now. Taxes are paid when you withdraw the funds in retirement.

• Roth 401(k): Contributions are made after taxes. Withdrawals—including earnings—are tax-free in retirement (as long as requirements are met).

Keyhole Employer Match

Keyhole offers a discretionary 3% annual match, with a three-year vesting schedule.

• Each year, Keyhole may contribute up to 3% of your salary based on your contributions.

• These contributions are vested over three years—after three years of employment, the match is fully yours.

• The employer match is typically deposited annually around March/April, for the previous calendar year.

Saving for your future is important, and Keyhole is proud to help support your long-term goals.